An accident can happen when you least expect it.  In those cases it is good to have Accident Insurance.  It is especially helpful to cover out of pocket expenses if on the HSA plan.   Benefits pay for both on and off job accidents.  The plan pays you a lump sum benefit based on your injury and treatment.

What is Covered

Injury or TreatmentCash Benefit
ER Treatment$150 ($75 if physician's office or Urgent Care)
Ambulance$400 ground / $1,500 air
FractureUp to $7,500

Cost of Coverage

Employee OnlyEmployee & SpouseEmployee & ChildrenEmployee & Family
$6.76 $10.94 $12.64 16.80

Other Resources

Customer Service Contact Information
Phone:  800-421-0344: Term Life, Short Term Disability, Long Term Disability
888-400-9304: Dental
800-635-5597 :  Accident, Critical Illness, Hospital, Indemnity, Whole Life
Mobile app:  search for “Unum Customer”

The Piedmont Healthcare Services HR Department can be reached at

919-537-7487 – Office
919-537-0469 – FAX

Online Forms


(Office) 919-537-7503
(Fax) 919-537-0469

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